Monthly Analysis Report (MAR)

About Monthly Analysis Report (MAR)

Working capital facilities carry an ongoing reporting obligation: banks expect a monthly statement of stock, book debts, and creditors so they can compute drawing power. We prepare the monthly analysis to the bank's format, reconcile it to your books, and file it on time — keeping your drawing power intact and your account in good standing.

Key Benefits

• Drawing power computed correctly each month
• Stock and book debt statements reconciled to the books
• Submitted within the bank's prescribed timeline
• Avoids penal interest and account classification issues
• Creates a clean track record for future limit enhancement

Our Process

1. Confirm the bank's format and submission date
2. Collect stock, debtor, and creditor data for the month
3. Reconcile the figures against your books of account
4. Compute drawing power net of margin and creditors
5. Prepare the statement and supporting schedules
6. Submit to the bank and retain acknowledgement

Documents Required

• Sanction letter with the terms of the working capital limit
• Closing stock statement for the month
• Debtors and creditors ageing statements
• Sales and purchase registers
• Bank statement for the account
• Previous month's submitted statement