Financial Projections

About Financial Projections

Lenders and investors judge your business on numbers that hold up under scrutiny. We build projected profit and loss, balance sheet, and cash flow statements — typically across three to five years — grounded in your actual capacity, pricing, and cost structure rather than optimistic guesswork.

Key Benefits

• Three to five year P&L, balance sheet, and cash flow
• Assumptions documented and defensible under questioning
• Break-even, DSCR, and key ratio analysis included
• Scenario modelling for best, base, and worst cases
• Formatted for bank appraisal or investor due diligence

Our Process

1. Map your revenue model, pricing, and capacity assumptions
2. Build the cost structure — fixed, variable, and working capital
3. Model the funding structure and repayment schedule
4. Generate projected P&L, balance sheet, and cash flow
5. Run ratio analysis and sensitivity scenarios
6. Review the assumptions with you and finalise

Documents Required

• Business plan or a description of the business model
• Existing financial statements, for running businesses
• Pricing and expected sales volumes
• Cost estimates for raw material, salaries, and overheads
• Details of proposed capital expenditure
• Loan or investment amount being sought